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About

Key Choice Lending

About

Client centered

Client centered

We genuinely care, and we place your interests - not the bank's - front and centre.

Results driven

Results driven

Our extensive experience and thorough approach means you'll achieve an amazing result!

Straight talking

Straight talking

It's our job to demystify the home loan process and empower you through education.

Pain free

Pain free

We liaise with the lender and make the process as simple and seamless as possible.

Matthew Clark

Founder & Finance Broker

Matthew, founder and Finance Broker of Key Choice Lending, has excelled in the finance industry since 2001. Embracing complex transactions, Matthew thrives on providing leading home and business loan solutions that enhance lives and fulfil ambitions. His expertise is reflected in his twice-best-selling authorship on property investment. Key Choice Lending, an award-winning brokerage servicing clients across Australia, operates from branches in Malvern and the Mornington Peninsula.

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Ron La Coste

Partner

Ron brings over 30 years of extensive experience in the financial services industry. Ron excels in creating strategic solutions for debt recycling for self-employed individuals and developing tailored investment strategies. Ron's dedication to increasing financial literacy and commitment to client success make him a key asset to the team.

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Isah Ragondo

Mortgage Broker

Isah is a lynchpin of our business. Isah's lending experience, genuine desire to help, and kindness, endear her to our clients and team alike. She upholds and drives our culture by making decisions based on our North Star (Mission statement, purpose) and our corporate values.

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Sallie McLynskey

Senior Credit Manager

Sallie has worked in banking since 1993 and has a people-first attitude as an elite-level Credit Manager with persistence to ensure client-first outcomes. The KCL loves Sallie's commitment to their best interest.

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Win (Uyen) Nguyen

Loan Processor

Win (Uyen) is a dedicated loan processor with extensive experience in financial audit and data analysis at a top-tier accounting firm. She plays a crucial role in ensuring the accuracy and integrity of our clients' financial documentation. Uyen's proficiency in financial audit, problem-solving, and analytics makes her an invaluable asset to our team at Key Choice Lending. She is fluent in English, Vietnamese and basic Chinese

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Leading finance strategies

A loan is about more than just the interest rate. Our bespoke solutions are crafted to support your longer-term investment strategy. And we help take the stress out of the process, so you can get back to more important things.

Finance strategies

For a more rewarding life and business

Wealth creation isn't just for the elite. We work with ambitious people who want to build their property portfolios, or invest in their business, to secure a more prosperous future.

Finance strategies

Our Clients Say It Best

We're proud of the service we provide and the solutions we deliver. Read our verified client reviews to find out what it's like to work with us

T

Amazing service by Matt and the team! Their communication was excellent and they explained everything thoughtfully, which was especially important being a first-time-loaner. The comparison meeting and how-to video for signing the documentation was especially helpful! Would highly recommend.

Tamara Spakman

2024-10-12

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C

We would like to thank Matthew and his team for recently helping us to renegotiate the interest rates for our existing Investment property loans. We have had previous dealings with him over the past years and have always found him very knowledgeable in his profession and easy to deal with. He and Isah found us the best deal by providing us with interest rates from several banks to choose from. The set up of the loans were done via email and digitally which made life easy for all of us without having to meet and sign paperwork etc.

Christopher Potter

2024-09-29

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M

Incredible Support for First-Time Buyers! I can't thank Key Choice Lending enough for helping me through the process of buying my first home. From start to finish, Matt and the team were there to guide me, making sure I understood every step. They were always available for any questions I had and made what could have been a stressful experience feel smooth and exciting. I'm so grateful for their professionalism and support—I highly recommend Key Choice Lending!

Maddi Parsons

2024-08-17

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D

A stress free first home buying experience! My sister and I went through key choice, as first home buyers, we couldn't be happier! we went into this process unsure and not confident but Matt, Ron and the team have made this long journey nothing but a breeze!! they've guided us through this process with so much patience, answering any questions we had straight away and made sure we felt comfortable from start to finish. I couldn't recommend this team enough!

Darcie Gray

2024-08-15

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Award-Winning Boutique Mortgage Brokerage

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Ready to achieve your property goals?