Client centered

We genuinely care, and we place your interests - not the bank's - front and centre.

Results driven

Our extensive experience and thorough approach means you'll achieve an amazing result!

Straight talking

It's our job to demystify the home loan process and empower you through education.

Pain free

We liaise with the lender and make the process as simple and seamless as possible.

Matthew Clark

Founder & Finance Broker
Matthew, founder and Finance Broker of Key Choice Lending, has excelled in the finance industry since 2001. Embracing complex transactions, Matthew thrives on providing leading home and business loan solutions that enhance lives and fulfil ambitions. His expertise is reflected in his twice-best-selling authorship on property investment. Key Choice Lending, an award-winning brokerage servicing clients across Australia, operates from branches in Malvern and the Mornington Peninsula.
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Ron La Coste

Partner & Mortgage Broker
Ron brings over 30 years of extensive experience in the financial services industry. Ron excels in creating strategic solutions for debt recycling for self-employed individuals and developing tailored investment strategies. Ron's dedication to increasing financial literacy and commitment to client success make him a key asset to the team.

Sallie McLynskey

Senior Credit Manager
Sallie has worked in banking since 1993 and has a people-first attitude as an elite-level Credit Manager with persistence to ensure client-first outcomes. The KCL loves Sallie's commitment to their best interest.

Isah Ragondo

Para Broker
Isah is a lynchpin of our business. Isah’s lending experience, genuine desire to help, and kindness, endear her to our clients and team alike. She upholds and drives our culture by making decisions based on our North Star (Mission statement, purpose) and our corporate values.

Win (Uyen) Nguyen

Loan Processor
Win (Uyen) is a dedicated loan processor with extensive experience in financial audit and data analysis at a top-tier accounting firm. She plays a crucial role in ensuring the accuracy and integrity of our clients' financial documentation. Uyen's proficiency in financial audit, problem-solving, and analytics makes her an invaluable asset to our team at Key Choice Lending. She is fluent in English, Vietnamese and basic Chinese

Leading finance strategies

A loan is about more than just the interest rate. Our bespoke solutions are crafted to support your longer-term investment strategy. And we help take the stress out of the process, so you can get back to more important things.

For a more rewarding life and business

Wealth creation isn't just for the elite. We work with ambitious people who want to build their property portfolios, or invest in their business, to secure a more prosperous future.

Client testimonials

We're very proud of the service we provide and the impact we make on the lives of our clients. Read our verified Google Reviews:
Matt and the team at Key Choice Lending went above and beyond in the financing of my subdivision and the construction of a new property. As a small business owner, I was grateful to be supported with their expertise in this specialist area of finance. Thanks, Key Choice.
Sheryl McWilliams
Sheryl McWilliams
Hi Matty, Jack and I speak of you almost every day. We could not be happier in our new house. We are on cloud nine and think we are the luckiest people in the world. Thank you so so much for all your help with getting our finances sorted so quickly. We will forever be so grateful 🙏
Tahlia Butland
Tahlia Butland
The Key Choice Team has facilitated a multi property bridging and construction loan so we could build our dream home and take the time we needed to sell our existing home. Highly recommend.
Lee Mahon
Lee Mahon
Amazing experience with Matthew and his team. So efficient and made the whole process seamless and easy to understand. Would highly recommend.
Jade Watson
Jade Watson
Fantastic customer service and attention to detail. Great experience, Highly recommend.
Mike D
Mike D
We couldn't be more grateful to our lending specialist Matthew and his amazing team for helping us refinance our mortgage. They were so professional and made everything so seamless from start to finish. They went above and beyond to ensure we had the best possible interest rate and provided the knowledge and guidance necessary for us to thrive into the future! Their expertise exceeded all of our expectations of a mortgage broker and we are so thankful. We highly recommend Key Choice Lending! Warren and Cherise
Warren Leary
Warren Leary
Michael and Isah were fantastic and very patient with a more complicated application. Highly recommended.
Paul Robson
Paul Robson
Prompt efficient service. Clear communication and clear lists of paperwork required from us made things easy
Melanie Scott
Melanie Scott
Matt, Isah and the whole team at Key Choice Lending were incredible, attentive, accomodating, considerate and most of all honest. My partner and I purchased our first home recently and were always kept in the loop with any updates and the process of moving along each stage. I’ve got nothing but positive words to speak about this company, my mum has used them multiple times too and speaks so highly of them. So grateful we got to work with the best lenders around! ☺️
Roseanna Hunt
Roseanna Hunt

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