FAQ

Frequently asked questions

Key Choice Lending offers a wide range of services including first-time homebuyer assistance, mortgage refinancing, property investment loans, and debt consolidation. We pride ourselves on providing tailored mortgage solutions to match our clients’ unique financial situations and needs Australia wide.

Our experienced mortgage consultants work closely with you to understand your financial goals and current situation. After a comprehensive analysis, we present various mortgage options, clearly explaining the benefits and drawbacks of each, so you can make an informed decision that best suits your needs.

At Key Choice Lending, we excel in several specialty areas, ensuring that our clients receive the best guidance regardless of their specific needs. Our key specialties include:

Complex Property Transactions: Navigating intricate financial landscapes with ease.
Investment Lending: Expertise in both inside and outside Self-Managed Super Funds (SMSF).
ExPat Clients: Tailored solutions catering to the unique requirements of ExPats.
Business and Commercial Lending: Comprehensive assistance for businesses, ensuring their financial growth and stability.

At Key Choice Lending, we excel in several specialty areas, ensuring that our clients receive the best guidance regardless of their specific needs. Our key specialties include:

Complex Property Transactions: Navigating intricate financial landscapes with ease.
Investment Lending: Expertise in both inside and outside Self-Managed Super Funds (SMSF).
ExPat Clients: Tailored solutions catering to the unique requirements of ExPats.
Business and Commercial Lending: Comprehensive assistance for businesses, ensuring their financial growth and stability.

Transparency is one of our core values. We discuss all potential fees and charges upfront during our initial consultations. In many cases, our commission is paid by the lender, and there are no out-of-pocket costs for our clients. Any other potential charges will be clearly laid out and explained.

The mortgage approval process can vary based on the complexity of the application and the lender. Generally, it can take anywhere from a few days to a few weeks. However, with our expertise and strong lender relationships, we aim to expedite the process as much as possible.

Yes, we provide mortgage refinancing options for those looking to benefit from lower interest rates, change the term of their loan, or access equity in their property. We’ll assess your current loan and help determine if refinancing is the right move for you.

We employ stringent security measures, including encrypted data storage, secure communication channels, and regular security training for our staff. Protecting our clients’ information is of utmost importance to us.

Absolutely! We encourage clients to get pre-approved as it gives them a clear understanding of their borrowing capacity and strengthens their position when negotiating or bidding on a property.

Our clients consistently praise our dedicated service, depth of knowledge, and the ease of the mortgage process with us. You can read detailed reviews and testimonials on our website or trusted third-party review platforms to get insights from real customers.