Low Fixed Rate Ending?
Unsure of Next Steps?

Take a deep breath! Here are 10 straightforward options to consider.

Access Tips 4 to 10!

Provide your details to get EXCLUSIVE insights on 10 strategies for moving from a low fixed interest rate.

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01 REVIEW YOUR FINANCIAL SITUATION PERSONAL SPENDING

Before making any decisions about your mortgage, it’s essential to review your financial situation carefully. Look at your income, expenses, and other debts you may have. Determine if you can afford to make higher mortgage payments or if you need to reduce your expenses. If you have a budget in place, now is the time to review it and make any necessary adjustments. Many lenders have the ability to download your statements into an Excel spreadsheet so as to identify your spending patterns.

02 CONSOLIDATE HIGH INTEREST DEBT

High-interest credit facilities such as personal loans, credit cards, store credit, or car loans are often a drain on your finances. Debt consolidation at a low interest rate can allow you to pay off this debt sooner. If you can continue to make the same repayments (or even more) as you were making on each of the high-interest facilities, but having the debt at a lower interest rate, you will more quickly reduce your debt.

financial freedom
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03 PRICING REQUEST

Request an interest rate reduction from your existing lender. We facilitate loan interest rate reviews when a client is coming off a fixed rate by sending through a pricing request to your lender and comparing it with other lenders' competitive offers to see how low we can get your interest rate.

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We work in your best interests, every step of the way.

The team who will help you in the finance journey includes a Mortgage Broker (finance specialist), a Parabroker, and a Senior Credit Manager for post-settlement loan reviews

Your Team

The team who will help you in the finance journey includes a Mortgage Broker (finance specialist). a Parabroker, a Head Load Processor, and a Senior Credit Manager for post-settlement loan reviews

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We provide outstanding advice that places your best interests from and center

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